Kotak - 811 & Mobile Banking

Kotak - 811 & Mobile Banking

Kotak Mahindra Bank’s official mobile banking application for Android phones.

Experience the ease of digital banking with the Kotak 811 & Mobile Banking App. UPI payment, mobile recharges, bill payments, fund transfer, train and flight bookings, shopping, scan and pay, availing personal loans, and a lot more can be done right from your smartphone. Welcome to the new age of banking!

Why use the Kotak – 811 & Mobile Banking App?
Now, open a digital savings account and manage your money with a few taps on your smartphone. When you use the Kotak App, your banking becomes -
• Instant
• Convenient
• Simplified
• Accessible 24/7

Open an Kotak 811 zero balance savings account online!
Don’t let a busy schedule stand in the way of your banking needs. Now, you can open a digital saving account through the Kotak app easily and quickly. You don’t have to step out from the comfort and safety of your house!
With your Kotak 811 savings account, you can:
• Use an in-app virtual Kotak 811 debit card
• Get a zero balance account
• Enjoy free online fund transfers (UPI, NEFT, IMPS, RTGS)
…and so much more! Opening your savings account online is now a seamless process.
What can I do with the Kotak - 811 & Mobile Banking app?
• Bank with ease
Manage all your financial transactions online from the Kotak app right on your smartphone.
• Do instant fund transfer
Transfer funds through NEFT, IMPS, & RTGS. Use the UPI based ‘Pay Your Contact’ feature to pay a friend easily with just their mobile number.
• Manage your Kotak debit and credit card
Use the Kotak app to apply for a credit card, and regenerate PINs.
• Pay bills, recharge your mobile and FASTag, and a lot more
The Kotak app lets you pay bills, do a mobile recharge and complete FASTag recharges too! You can set up Bill Pay and AutoPay so you never miss a due date.
• Apply for a personal loan
Avail an instant Kotak personal loan starting from ₹3000, with interest rate as low as ₹1 a day and minus any documentation, in an emergency.
• Track investments
Purchase, redeem, as well as keep a track of your investment (FD, RD, Equity and MF) through the Kotak App.
• Book tickets, shop, and more
Book train and flight tickets, shop, and even make hotel reservations on your Kotak app.

Here’s how you get started
Completing your sign-up on the Kotak app is easy. All you need are a few bank account details such as your credit/debit card PIN, and your Net Banking password. You will go through a one-time activation process as you login for the first time on the Kotak app.

Security of the Kotak app
With the Kotak app, you do not have to worry about security. We place utmost importance on our customers’ privacy and security. We make sure that your data will never be shared with a third-party without your consent.
Permissions of Kotak banking app users
The Kotak app would require the following permissions from its users:
• Contacts: To permit access to mobile numbers for mobile / DTH recharge or sharing IFSC/MMID
• Location: For branch / ATM locator
• Photos / Media / Files / Camera: To access gallery and set images
• Phone: To contact customer service
• SMS: To auto activate the device during activation process (read SMS will be applicable for select customers and basis customer consent)
The Kotak app will access device level alternate data for credit risk assessment and make decisions for better product offering.
Giving Aadhaar details is voluntary.

Issuance of credit cards is at the sole discretion of Kotak Mahindra Bank Limited. All features and benefits are subject to Credit Card Terms and Conditions. Please read the Credit Card terms and conditions carefully provided on the bank website www.kotak.com

Mutual Fund investments are subject to market risks. Please read all documents carefully before investing.

Credit at sole discretion of Kotak Mahindra Bank Ltd. and subject to guidelines issued by RBI from time to time. Bank may engage the services of marketing agents for the purpose of sourcing loan assets.

What's New

• Spendz: A Prepaid account for your everyday payments, keep the bulk of the money in your primary account and move smaller sums as you need into Spendz, for your daily expenses.
• Minor App fixes/security enhancements to improve your banking experience

More Information

Updated on
Apr 25, 2022
10,000,000+ downloads
Offered by
Kotak Mahindra Bank Ltd.
Released on
Apr 30, 2013


warningThis app contains split apks you should try using 4.4 KitKat first. If you see device is not compatible error, please read how to install split apks
Select Android Version

Select CPU Architecture