Branch Personal Loan App

Branch Personal Loan App

Get Personal Loans up to 50,000 at 2-3% monthly APR rate and repay in 6 months

Personal Loans range from ₹750 to ₹ 50,000
Tenure: 62days to 6 months. Interest rates range from 2%-30% depending on the risk profile of the customer.
Borrow Rs. 5000 at APR of 36% (per annum) with tenure of 62 days

Interest = Rs. 5000*36%/ 365 *62 = Rs. 304
Processing Fee = Rs. 5000* 10% = Rs. 500
(on which GST applied at Rs. 89)

Total amount disbursed will be Rs 4412 (Rs. 5000 - Rs 499 - Rs 89)
Total amount to repay will be Rs. 5304 (Rs. 5000 + Rs 304)
Two monthly payments of Rs. 2652

Branch is the simplest and most secure way to borrow, save, and improve your financial health all from the convenience of your phone. Branch Personal loan app is operated by Branch International financial services Pvt Ltd. which is an RBI-registered NBFC. Branch is secure and regulated by all laws as dictated for NBFC by RBI making it 100% secure for users. This means we are a trusted, secure and genuine loan app in India.


Loan Amounts: INR 750 to INR 50,000
APR/Interest rate: 24%-36% (Monthly interest: 2% to 3%)
Processing fee: 2% onwards

Terms: Depending on your personal loan amount for which you are eligible, you have the option to choose repayment terms for up to 6 months. Every loan amount we offer has the option to repay in a minimum of 62 days.

The loan amount would be directly deposited into your bank account.


The Branch app lets you apply for personal loans, It's one of the best-rated loan app in India. We have millions of happy customers who have taken an instant loan from Branch.

We do not have any lending partners. Branch Personal loan app is operated by Branch International financial services Pvt. Ltd. which is an RBI-registered NBFC.

* No late charges or rollover fees on loans
* No paperwork, collateral or office visits needed
* Easy access 24/7
* Quick and easy signup
* Use your money the way you want to -- for home or business
* Lower fees, and flexible payment terms as you repay

We provide world-class support for your financial needs, 24 hours a day. Message us within the app and receive an answer in minutes!

Branch personal loan app provides the following type of personal loans like dhani app, navi loans app and other mobile loan apps in India. We are also an RBI registered NBFC and you can take credit line for:
- Medical Loans/Emergency Hospitalisation Loans
- Shopping Loans
- Home Renovation Loans
- Consumer Durable Loans (home appliances)
- Education Loans
- Vehicle Loan (2/4 wheeler loans)
- Travel Loans
- Wedding/Marriage Loans
- Student Loans


Branch app makes getting an instant personal loan simple by using the data on your phone including your SMS history to verify your identity and create a credit score. We encrypt the data you choose to share with us to protect your privacy. We take your privacy very seriously and promise to never share your information with third parties.


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We're always excited to hear from you! If you have any feedback, questions, or concerns, please e-mail us at or find us on Facebook!

Our Office Address: WeWork BKC, C - 20, G Block Rd, G Block BKC, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra

What's New

Better than your bank - we've totally redesigned our app to help you manage your finances on the go. Update now to see our sleek new design and get access to new products and features.

If you like the new update, share the love by leaving a 5-star review and inviting your friends. Have feedback? Let us know by messaging Customer Care in the app.

More Information

Updated on
Jul 23, 2022
10,000,000+ downloads
Offered by
Branch International
Released on
Mar 19, 2015


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